Canadian home buyers to enjoy enhanced search platform

General Michael Distefano 14 Jun

Late last week, the Canadian Real Estate Association and real estate information portal Local Logic have announced a new partnership which will see the latter provide property-specific neighborhood data for over 300,000 advertised listings. Local Logic will buttress Canada’s largest real-estate website,, with crucial information such as proximity to transportation hubs and vital services, […]

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Toronto getting new skyscraper

General Michael Distefano 13 Jun

Cadillac Fairview and the Investment Management Corporation of Ontario will build a 46-storey office tower in Toronto that will become the new home of the Ontario Teachers’ Pension Plan. The commercial real estate company hopes to secure additional tenants before the $800-million building opens in the fall of 2022. The building will be situated on […]

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How to Navigate The Mortgage Rate Wars

General Michael Distefano 8 Jun

You may have heard that rates are changing, and that is true. They don’t call it war for nothing and you need an expert by your side! Think of mortgage brokers as your loyal soldiers. What we are seeing is exactly what we anticipated when prime rate goes up and discounts go down. Confused? Don’t […]

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Breaking up with your current mortgage provider is hard to do !

General Michael Distefano 6 Jun

It’s hard to look past what’s right in front of you. That can be said for a lot of things in life, including a mortgage. So it should come as no surprise that roughly six-in-10 homeowners with the standard five-year fixed rate mortgage break their terms within three years. And as brokers, we’ve heard all […]

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General Michael Distefano 31 May

  DLC BTB Mortgage Solutions FSCO 12039 Niagara largest Mortgage Team 106- 5017 Victoria Ave Niagara Falls L2E4C9 T 905 357 5366 F 905 357 6654 C 905 246 5363 APPLY ONLINE ANYTIME   As expected, the Bank of Canada held rates steady at 1.25% for the third consecutive month but said that first-quarter growth […]

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Renewing your mortgage? Ottawa has quietly made some regulatory changes that could save you big money

General Michael Distefano 15 May

Some money-saving updates to Canada’s mortgage rules could save you some loot if you’re renewing a mortgage. Here’s what changed. In October of 2016, the government banned refinances from being default insured. But regulators allowed lenders to keep insuring transfers. A “transfer” is when you switch lenders to get a better deal, but don’t increase […]

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General Michael Distefano 11 May

Your credit score is a big factor when you apply for a mortgage. It can dictate how good your interest rate will be and the type of mortgage you qualify for. Mortgage Professionals are experienced helping clients with a wide range of credit scores so we can find you a mortgage product even if your […]

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General Michael Distefano 4 May

DLC BTB Mortgage Solutions  Niagara largest Mortgage Broker 106- 5017 Victoria Ave Niagara Falls L2E4C9 T 905 357 5366 F 905 357 6654 C 905 246 5363 FSCO 12039 APPLY ONLINE ANYTIME Refinancing a home is one of those things where people understand what it is but have trouble explaining how it works. To put it simply, […]

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Researching renewals is imperative

General Michael Distefano 3 May

A surge in mortgage renewals, rising interest rates and new stress testing rules are conspiring to make refinancing your mortgage more complicated and more expensive. Mortgage broker Kelly Wilson, co-owner of the Wilson Team mortgage brokerage in Ottawa, says a majority of Canadians renew with their same lender, but it’s still important to check out […]

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